Credit Card List

Crafting a strategy for maximizing reward travel is easy.

Follow our best card list for optimum results.

  1. Chase Sapphire Preferred® Card

Current Offer: 60,000 Bonus Points
Annual Fee: $95

The Chase Sapphire Preferred® Card is the best travel credit card to start with . I recommend it to everyone who is new to traveling on points . It offers an easy interface for transferring to award partners, and it’s the perfect first-time Travel credit card for families that want minimal perplexity and maximum benefits.

Benefits: Earn 5x total points on travel purchased through Chase Ultimate Rewards®, excluding hotel purchases that qualify for the $50 Annual Ultimate Rewards Hotel Credit.

Earn 3x points on dining, including eligible delivery services, takeout and dining out. Earn 2x on other travel purchases.

Points Playground Review: This is a great starter card for Families looking to travel for free. This card allows you to transfer points to travel partners (airlines and hotels) which gives the maximum point utilization. Think of this card as the umbrella that you transfer all your other Ultimate Reward points too.

2. Ink Business Preferred® Credit Card

Current Offer: 100, 000 Bonus Points
Annual Fee: $95

I use the Ink Business Preferred® Credit Card for my small business! Getting a business card is easier than you think. I love that I can pool these points with my Chase Sapphire Card and redeem for travel through Chase Ultimate Rewards.

Benefits: Earn 3 points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year. Set categories: Shipping purchases, Advertising purchases made with social media sites and search engines, Internet, cable and phone services and Travel.

Points Playground Review: This is a great card for Businesses. This card allows you to transfer points to travel partners (airlines and hotels) which gives the maximum point utilization.

4. American Express Gold Card

Current Offer: 90,000 Bonus Points
Annual Fee: $295

I use my American Express Gold Card to buy my families groceries and when we go out to restaurants, for 4x points!

Benefits:

  • 4X Membership Rewards® Points at restaurants worldwide.

  • 4X Membership Rewards® PointsAt U.S. supermarkets, on up to $25,000 per year in purchases

  • 3X Membership Rewards® Points for flights booked directly with airlines or on amextravel.com

  • 1X Membership Rewards® Points on other purchases

    Points Playground Review: This is a great card for families! This card allows you to transfer Membership Rewards points to travel partners (airlines and hotels) which gives the maximum point utilization.

3. Chase Ink Business Cash

Current Offer: 75,000 Bonus Points
Annual Fee: $0

I use the Ink Business Cash Credit Card for my small business! Getting a business card is easier than you think. These points can be combined with my ultimate rewards from my Chase Sapphire Card and be redeem for travel.

Earn 5% cash back in select business categories.
Plus earn rewards on every purchase made for your business

Points Playground Review : The Chase Ink Cash is a great card to earn 90,000 ultimate rewards with no annual fee! Transfer these points to your Sapphire Preferred to transfer to travel partners.